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Credit Nebula - a gathering of all things relating to credit |
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Credit Nebula - a gathering of all things relating to credit |
Credit Four Ways to be Green and Save Green by credit.com 30 Jul 2010 at 12:00pm Here are four fairly simple steps that you can take to spare the earth and your checking account. Say Hello to Deals, Steals and Freebies by credit.com 30 Jul 2010 at 9:00am Watch this space for success stories and simple tips to get you the best bang for your buck. FTC's New Rule Bans Upfront Debt Settlement Fees by Gerri_Detweiler 29 Jul 2010 at 8:37pm Today, the FTC came down hard on for-profit debt relief firms. Credit cards acting as reverse Robin Hood? by Leslie McFadden 29 Jul 2010 at 2:33pm Do you use rewards credit cards for every purchase you make? A new study from the Federal Reserve Bank of Boston might make you feel a tad guilty about doing so. The report authors contend that using credit cards as payment generates "a nontrivial transfer of income from cash to card payers" and from the poor FTC to Announce New Debt Relief Rule Today by Gerri_Detweiler 29 Jul 2010 at 10:08am Vice President Joe Biden will announce a new debt relief rule designed to help protect consumers against debt relief abuses. A Secured Card Can Help You Rebuild Your Credit by Gerri_Detweiler 28 Jul 2010 at 11:00am Gerri Detweiler explains how secured credit cards work. Farnoosh's Credit Mailbag, Inaugural Edition by credit.com 27 Jul 2010 at 3:50pm I?ve gotten a healthy dose of questions from friends and friends-of-friends via Twitter and Facebook, many of them credit-related. New FICO 8 score catches on by Leslie McFadden 27 Jul 2010 at 3:20pm FICO announced today that more than 2,700 lenders are using its latest and greatest consumer credit scoring model known as the "FICO 8 Score." According to FICO's own research, its newest credit score improves credit risk prediction by as much as 15 percent over earlier generations. The score debuted in 2009, but the process of testing Getting Denied for High FICO Score by JohnUlzheimer 27 Jul 2010 at 1:37pm To your shock and dismay, the polite young lady behind the counter informs you that you've been denied because of your credit. When Bankruptcy and Foreclosure Go Hand-in-Hand by Gerri_Detweiler 26 Jul 2010 at 12:14pm There are times when bankruptcy can help struggling homeowners get back on their feet ? and times when it won't. Vacation Smart Contest Winner! by credit.com 26 Jul 2010 at 11:37am Thanks to everyone for participating in this month's Vacation Smart with Credit.com contest! The contest was simple; follow us @CreditExperts on Twitter and then retweet the daily travel tips. Each tweet counted as an entry to the grand prize drawing... Overlap of rules to spread scores by Leslie McFadden 26 Jul 2010 at 9:48am A provision in the new financial reform law will allow consumers turned down for credit or offered less favorable terms because of their credit report or score to get a free credit score disclosure with their adverse action notice. An overlapping set of federal regulations that were finalized last year will likely broaden access to Establishing Good Credit as a Young Adult: A How-To by credit.com 22 Jul 2010 at 5:07pm Starting out will be harder for young adults because establishing a first credit line is now more difficult. Have credit card practices improved? by Leslie McFadden 22 Jul 2010 at 4:36pm A new report released today by the Pew Health Group's Safe Credit Cards Project shows the impact the Credit Card Accountability, Responsibility and Disclosure Act (CARD) Act of 2009 has had on the credit card marketplace. "The CARD Act accomplished its goal, and that was to make the credit card market a more transparent and fair place for How to Use this Site and my Post Frequency Hey guys, I have not been posting that often because I do not want to be repetitive. Much of what is happening in business credit now is the same as before with a few small changes. I will be updating the Elite Guide and and Shelf Corp Magic in the coming weeks. From this point on [...] Business Credit Journey 2010 ? Step 1 I wrote a couple weeks ago that I will be starting to build business credit from scratch and I will be starting today. So the first corp we will be working on is a texas corp. I will be incorporating the business entity today. This should take 24-72 hours. Once that is done I will [...] Business Credit Journey 2010 Hey guys, how is everything? I have decided to do what I did at the beginning of the blog. I have decided to build business credit from scratch and document it so that you guys can follow my lead once again. I have done this before but have decided to do it again because there has [...] DnB and Their Tricks again Anyone that has been in this business credit building world for a little while should know that DnB is full of tricks, and they keep changing as the consumer gets aware. I try my best to keep you guys up to date with their tricks so that you will not spend more money than you [...] Thomas Kish and Cashflowexperts.biz I have been meaning to review this guy and his services for a while, and now that one of my readers mentioned him, I feel that now is a good time to do so. Any of you who has been reading about business credit should have heard about Thomas Kish. His marketing material say that he [...] Invest In Shelf Corps. Some Interesting Information When I first got into this business credit and shelf corp game, I figured it will be an awesome idea to just incorporate many businesses and leave them. 5 years later I wish I did. I felt like. $79 to INC in FL and $150 a year for annual reports is a solid investment. A [...] Credit Repair for this Economy ? Get it fixed for as low as $50 A buddy of mine who offers credit repair(the traditional way) has agreed to offer his services at a reduced price to my readers. He gave me a post to put on my blog to inform you guys of the services and it is below. Feel free to contact me via phone or email about it. ……………………………………………………… There are [...] I?m more accessible and Services are ready and strong. Hey guys, I am realizing that many people need business credit as quickly as possible, and whether you need to purchase one of my ebooks or you need me to build a corporation for you, or you need to purchase a shelf corp or business tradelines, I have decided to list my phone number once again. [...] A debit card that pays? by Leslie McFadden 19 Jul 2010 at 2:11pm Today Bankrate released the results of our first-ever survey of debit card rewards programs. The 40 programs available through larger banks and credit unions varied in terms of restrictions and payout, but most offer fee-free rewards with no cap on the amount you can earn. Signature-based transactions generate more interchange revenue for the card issuer than Financial reform act almost law by Leslie McFadden 15 Jul 2010 at 1:59pm The Senate voted to move forward with the Dodd-Frank Wall Street Reform and Consumer Protection Act, 60-38, and will likely begin a final vote around 2 p.m. today. Bankrate will be rolling out a series of articles detailing what the legislation means for you. On the credit side, the act would require companies that deny credit Credit CARD Act rule applies to store financing by Leslie McFadden 12 Jul 2010 at 2:54pm The Credit CARD Act of 2009, which rolled out its biggest batch of rules in February 2010, eliminated a number of anticonsumer practices used by credit card issuers, such as "any time, any reason" rate increases on existing debt. Among the many provisions in the legislation is a requirement that promotional rates on credit cards last Purchase protection from a credit card? by Leslie McFadden 8 Jul 2010 at 2:13pm This week I made use of a credit card perk probably few people know of or use: purchase protection coverage. What happened: My earbud headphones, which I use daily while walking in the city, broke two days ago and needed replacing. I headed straight to an electronics store and bought a new pair on my Blue credit New credit card disclosure rules by Leslie McFadden 1 Jul 2010 at 11:42am New credit card disclosure rules for solicitations, agreements and periodic billing statements take effect today as part of reforms approved by the Federal Reserve Board in December 2008. According to Nessa Feddis, VP and senior counsel for regulatory compliance at the American Bankers Association, an industry trade group, these are some of the key changes: Credit Your credit card questions answered by Leslie McFadden 28 Jun 2010 at 3:01pm Today I'm answering three credit card questions that landed in my column inbox. My wife had a credit card with a retail store. She listed me as an authorized user. I was not aware of this. She let this card go and it got charged off. (It was only $250. If she had told me about it, I  |
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